When you buy any of our three different types of CDs direct from us, you enjoy a higher rate as there are no fees, spreads, or commissions. Plus, you’re FDIC-insured up to $250,000 and have liquidity options because of our lenient early withdrawal penalties. That's the Continental difference.
CD Rates
Traditional and flexible CDs for Businesses and Community Associations
CD Rates
Traditional and flexible CDs for Businesses and Community Associations
Need additional flexibility beyond our High Yield CD? Our Bump-Up and Liquidity CDs offer even more options, including early principal withdrawals with no penalty, and a bump-up option that allows you to move up to a higher interest rate without extending the maturity date.
Already a Continental Bank customer? Call us to get an improved loyalty rate or pledge your CD as collateral for a new loan!
Already a Continental Bank customer? Call us to get an improved loyalty rate or pledge your CD as collateral for a new loan!
HOAs, businesses, and institutions open commercial CDs with Continental Bank because they're very easy to open and because they offer great rates, no fees, and lots of flexibility.
When you buy any of our three different types of CDs direct from us, you enjoy a higher rate as there are no fees, spreads, or commissions. Plus, you’re FDIC-insured up to $250,000 and have liquidity options because of our lenient early withdrawal penalties. That's the Continental difference.
When you buy any of our three different types of CDs direct from us, you enjoy a higher rate as there are no fees, spreads, or commissions. Plus, you’re FDIC-insured up to $250,000 and have liquidity options because of our lenient early withdrawal penalties. That's the Continental difference.
Need additional flexibility beyond our High Yield CD? Our Bump-Up and Liquidity CDs offer even more options, including early principal withdrawals with no penalty, and a bump-up option that allows you to move up to a higher interest rate without extending the maturity date.
Already a Continental Bank customer? Call us to get an improved loyalty rate or pledge your CD as collateral for a new loan!
Already a Continental Bank customer? Call us to get an improved loyalty rate or pledge your CD as collateral for a new loan!
HOAs, businesses, and institutions open commercial CDs with Continental Bank because they're very easy to open and because they offer great rates, no fees, and lots of flexibility.
When you buy any of our three different types of CDs direct from us, you enjoy a higher rate as there are no fees, spreads, or commissions. Plus, you’re FDIC-insured up to $250,000 and have liquidity options because of our lenient early withdrawal penalties. That's the Continental difference.
When you buy any of our three different types of CDs direct from us, you enjoy a higher rate as there are no fees, spreads, or commissions. Plus, you’re FDIC-insured up to $250,000 and have liquidity options because of our lenient early withdrawal penalties. That's the Continental difference.
Need additional flexibility beyond our High Yield CD? Our Bump-Up and Liquidity CDs offer even more options, including early principal withdrawals with no penalty, and a bump-up option that allows you to move up to a higher interest rate without extending the maturity date.
Already a Continental Bank customer? Call us to get an improved loyalty rate or pledge your CD as collateral for a new loan!
Already a Continental Bank customer? Call us to get an improved loyalty rate or pledge your CD as collateral for a new loan!
HOAs, businesses, and institutions open commercial CDs with Continental Bank because they're very easy to open and because they offer great rates, no fees, and lots of flexibility.
CD BENEFITS
CD BENEFITS
- Fast and simple application process
- Quick and friendly customer service
- Flexible interest payment options
- 10-day Best Rate Guarantee
- Easy fund transfers via ACH
- FDIC insured
- Automatic renewal at maturity
- No fees, commissions or spreads
- Lenient early withdrawal penalties
- Fast and simple application process
- Quick and friendly customer service
- Flexible interest payment options
- 10-day Best Rate Guarantee
- Easy fund transfers via ACH
- FDIC insured
- Automatic renewal at maturity
- No fees, commissions or spreads
- Lenient early withdrawal penalties
CD FAQs
CD FAQs
Certificate of Deposit Rates
$25,000 Minimum
HIGH YIELD
TERM
APY*
90 Days
0.20%
180 Days
0.35%
1 Year
0.75%
1.5 Years
0.80%
2 Years
0.85%
2.5 Years
0.90%
3 Years
1.10%
4 Years
1.15%
5 Years
1.40%
Effective 9/12/2022
LIQUIDITY
TERM
APY*
10 Months
0.13%
Effective 9/12/2022
Rates above apply to $250,000 balance levels and are subject to change based upon market volatility. Federal law requires all financial institutions to obtain, verify, and record information to identify all entities opening accounts. An early withdrawal of principal or interest before maturity may reduce earnings and cause the actual stated *APY above to differ. Federally insured by the FDIC. Loyalty accounts are defined to include any customer with a current or past account with the bank and are eligible to receive better rates.
Certificate of Deposit Details
LEARN MORE ABOUT YOUR cd
.
HIGH YIELD
LIQUIDITY
RATE
This rate is the highest we can offer, we're confident you won't find better with our competitors
The rate is better than our competitors High Yield Savings accounts, while still giving you liquidity optionality.
INTEREST PAYMENT
Early withdrawal penalties apply see FAQs for details
Same as High Yield
TERM
All terms available (1-month to 5 Years)
Only a 10 month term as quoted. Ask your banker for additional terms
STATEMENTS
Interest statements are provided upon request, and maturity notifications are sent automatically
Same as High Yield
EARLY WITHDRAWAL PENALTY
90 days interest on the amount withdrawn for CD accounts with terms of less than 2 years. 180 simple interest on the amount withdrawn for terms 2 years and greater.
You may withdraw all or any of your deposit, including interest earned without and penalties, with a 7-day notice
RENEWAL
Your CD will renew automatically at maturity for the same term and the current interest rate unless we receive your permission to renew for a different term, or you request to withdraw your funds
Same as High Yield
HIGH YIELD
TERM APY*
90 Days 0.20%
180 Days 0.35%
1 Year 0.75%
1.5 Years 0.80%
2 Years 0.85%
2.5 Years 0.90%
3 Years 1.10%
4 Years 1.15%
5 Years 1.40%
Effective 9/12/2022
LIQUIDITY
10 Months 0.13%
Effective 9/12/2022
Rates above apply to $250,000 balance levels and are subject to change based upon market volatility. Federal law requires all financial institutions to obtain, verify, and record information to identify all entities opening accounts. An early withdrawal of principal or interest before maturity may reduce earnings and cause the actual stated *APY above to differ. Federally insured by the FDIC. Loyalty accounts are defined to include any customer with a current or past account with the bank and are eligible to receive better rates.
Continental is dedicated to building relationships.
Continental is dedicated to building relationships.
“Bottom line, you need funding from a bank that listens”
“They take the time to learn
about potential customers
and their particular industry.
It makes a huge difference…”
“The success of every vendor depends on a financing partner…”
“Their years of industry experience promulgate itself in the consistent professional and reliable service provided…”
“Bottom line, you need funding from a bank that listens"
“They take the time to learn
about potential customers
and their particular industry.
It makes a huge difference…”
“The success of every vendor depends on a financing partner…”
“Their years of industry experience promulgate itself in the consistent professional and reliable service provided…”
“Bottom line, you need funding from a bank that listens”
“They take the time to learn
about potential customers
and their particular industry.
It makes a huge difference…”
“The success of every vendor depends on a financing partner…”
“Their years of industry experience promulgate itself in the consistent professional and reliable service provided…”
Apply for financing today
We have a proven track record of working with our partners and customers in developing financing strategies that help them achieve their goals.
Apply for financing today
We have a proven track record of working with our partners and customers in developing financing strategies that help them achieve their goals.